Where we form
25 low-tax jurisdictions, compared honestly.
A selection of the structures we place most frequently. Open a jurisdiction for the tax position, incorporation requirements, licensing route and banking reality. Full schedule — including substance costs and banking acceptance rates — provided during consultation.
| Jurisdiction | Effective tax | Formation | Banking access | Best for |
|---|---|---|---|---|
| Cayman Islands | 0% | 5 days | Premium offshore | Funds, holding SPVs |
| Hong Kong | 8.25–16.5% | 4 days | Tier-1 Asian banks | Payments, forex, trading |
| Singapore | 0–17% | 3 days | Tier-1 fintech hub | Crypto, payments, fintech |
| Gibraltar | 12.5% | 7 days | Crypto and gaming friendly | Gaming, crypto, DLT |
| Lithuania | 15% | 5 days | Full EU / SEPA | EMI & payment institution licensing |
| United Kingdom | 19–25% | 2 days | Deep global access | FCA firms, holding, trading |
| Costa Rica | 30% (territorial) | 14 days | LatAm gateway | Gaming, forex B2B |
| Seychelles | 0–1.5% | 3 days | Selective | Forex brokers, crypto |
| British Virgin Islands | 0% | 3 days | Offshore, selective | Holding structures, JVs |
| Estonia | 0% retained | 5 days | EU fintech | Crypto, payments, SaaS |
| Curaçao | 2% | 14 days | Gaming-focused | Online gambling |
| Georgia | 15% | 5 days | Accessible | Operating entities, IT, crypto |
| Malta | 5–19% eff. | 10 days | Gambling-ready | Gambling, gaming |
| Cyprus | 12.5% | 5 days | Strong EU access | Payments, iGaming |
| United Arab Emirates | 0–9% | 7 days | Regional hub | Holding & SPV |
Figures are indicative and change with local law; your engagement letter fixes the structure and cost in writing.
Jurisdiction briefings
Cayman Islands
Company formation in the Cayman Islands
The Cayman Islands remain the default domicile for investment funds and holding vehicles. They are a poor choice for operating revenue that needs day-to-day banking — and the difference matters more than the tax rate.
Read the briefing→Hong Kong
Company formation in Hong Kong
Hong Kong combines a credible common-law company with a territorial tax system and genuine Tier-1 Asian banking. It is the strongest Asian base for payments and trading — provided your file is prepared properly before the bank interview.
Read the briefing→Singapore
Company formation in Singapore
Singapore is the highest-credibility base in Asia and the most demanding to set up properly. A resident director and a real local footprint are not optional — which is exactly why banks and counterparties take a Singapore entity seriously.
Read the briefing→Gibraltar
Company formation in Gibraltar
Gibraltar built a regulatory reputation on two industries that most jurisdictions avoid: online gambling and distributed ledger technology. If you want a credible licence rather than a cheap one, it belongs on your shortlist.
Read the briefing→Lithuania
Company formation in Lithuania
Lithuania is the fastest practical route into the EU payments market. An EMI or payment institution licence from the Bank of Lithuania passports across the EEA and brings direct SEPA access — the reason so many fintechs domicile here.
Read the briefing→United Kingdom
Company formation in the United Kingdom
The United Kingdom is not a low-tax jurisdiction, and that is the point. A UK limited company buys counterparty trust, banking depth and an FCA route that no nil-tax certificate can replace. We are headquartered here.
Read the briefing→Costa Rica
Company formation in Costa Rica
Costa Rica is the long-standing base for online gaming operations serving markets outside the country. There is no gambling licence as such — which is precisely the nuance that has to be handled correctly.
Read the briefing→Seychelles
Company formation in Seychelles
Seychelles is fast, inexpensive and still the most common home for retail forex brokers through the securities dealer licence. Its weakness is banking — plan that side of the structure before you incorporate.
Read the briefing→British Virgin Islands
Company formation in the British Virgin Islands
The BVI Business Company is the most widely used holding vehicle in the world, and for good reason: flexible, cheap to maintain and instantly understood by lawyers everywhere. Use it as a holding layer, not as an operating account.
Read the briefing→Estonia
Company formation in Estonia
Estonia taxes distributed profit only, runs entirely online and gives you an EU company in days. Its crypto licensing regime is now materially stricter than its reputation suggests — which favours serious applicants.
Read the briefing→Curaçao
Company formation in Curaçao
Curaçao remains the most widely used online gambling licence outside Europe, and the regime has been rebuilt: master licences are gone and operators are licensed directly by the Curaçao Gaming Authority under the LOK.
Read the briefing→Georgia
Company formation in Georgia
Georgia is the most underrated operating jurisdiction we use: registration in days, a distributed-profit tax model, accessible banking for non-residents and genuine incentive regimes for IT and free-zone activity.
Read the briefing→Which jurisdiction fits your file?
The answer depends on your regulator, your banks and your clients — not a brochure.